Aventus Solution LLC
Who we Are
Aventus Solution LLC is an alternative financial company that provides financial services such as loans, credit and leasing, to individuals or businesses. Aventus Solution often specializes in many different types of financing such as personal loans, auto loans and equipment leasing.
What Does This Mean
When your account is charged off, it means that the creditor has determined that you’re not likely to bring your account back to good standing and has decided to prevent you from making any additional purchases on the account. After charge off, some creditors choose to sell your account to another party. This does not mean the debt goes away. It just means that you now owe the debt to the new owner.
Debt Portfolios
It all starts with an account that you opened. This may have been a credit card, a loan from a lender or installment loan provider, or services rendered.
Where do credit bureaus get their information?
The account information on your credit report can be provided to the bureaus by creditors. Creditors can be your bank, credit card issuer, loan company, and even a collection agency or debt buyer. They may report their information to all major credit bureaus or to only some. For more information on Aventus Solution Credit Reporting Policy, please contact Aventus Solution live representative.
Who uses credit scores
Interested in a credit card, loan, apartment, home, or even a new job? In some cases, these types of institutions will take your credit score into account during their decision-making.
Why does this matter
A credit score exists as an indicator of your financial wellness. While a credit score reflects past financial choices and decisions, it is used as a forward-looking tool to evaluate how timely and consistently you will make payments. Therefore, it is important to understand the impact your current financial choices can have on building credit for your financial future. A good primer on credit scores is available free from myFICO.
What makes up a credit score?
If you understand how a credit score is calculated, it's easier to build or repair your credit. There is no standard calculation for credit scores, so the three major credit reporting agencies, Equifax, TransUnion, and Experian may all have differing scores for the same individual. Another reason they provide different scores is that not all creditors report to all three major credit bureaus. While there is no concrete guide to building or repairing credit, the following things typically impact most individual's scores:
- •The number of accounts you have opened
- •Available credit and balances
- •Whether you make payments on time
- •Whether any accounts are past due
Aventus Solution Online Bill Payment
Easily pay your Aventus Solution Debt Service bill online using our secure payment portal.