Aventus Solution LLC
Who we Are
Aventus Solution LLC is an alternative finance company. We are growing to be one of the most preeminent companies in this industry. We offer subscription-based accounts.
Do you perform a hard inquiry or pull on my credit report?
YES, There is a soft credit check when you apply for an Aventus Solution account.
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NEW AI
subscription account
approval is income depended, interest free.
The faster way to build credit
Plans from $100/month
No hidden fees
No interest
More than 90% of top lenders use FICO® scores. Here is how it is calculated:
- Payment history: Payment history refers to how you’ve paid your accounts over the length of your credit. This makes up 35% of your score, a factor that indicates that you can make payments on time.
- Amounts owed: This factor makes up 30% of your score, and generally refers to the amount of debt you’re carrying.
- However, your debt total isn’t as impactful as your credit utilization ratio your total revolving debt divided by your total revolving credit limits. If you use a high percentage of available credit, it can negatively impact your score.
- Length of credit history: Another factor that impacts your score is how long you’ve had credit — holding accounts open over long periods of time can have a positive effect on your credit. This accounts for 15% of your score.
WHICH LENDER DO I USE
It’s up to each lender to determine which credit score they use and what other financial information they consider in their credit decision process.
So if you’re planning on applying for a car loan, mortgage, or another type of credit, it’s a good idea to check both your FICO and VantageScore credit scores. This can help give you an idea of what your lenders will see, even if it’s not the exact number they’ll use to make their decision.
Fortunately, there are several ways to.
Where do credit bureaus get their information?
The account information on your credit report can be provided to the bureaus by creditors. Creditors can be your bank, credit card issuer, loan company, and even a collection agency or debt buyer. They may report their information to all major credit bureaus or to only some. For more information on Aventus Solution Credit Reporting Policy, please contact Aventus Solution live representative.
Who uses credit scores
Interested in a credit card, loan, apartment, home, or even a new job? In some cases, these types of institutions will take your credit score into account during their decision-making.
Why does this matter
A credit score exists as an indicator of your financial wellness. While a credit score reflects past financial choices and decisions, it is used as a forward-looking tool to evaluate how timely and consistently you will make payments. Therefore, it is important to understand the impact your current financial choices can have on building credit for your financial future. A good primer on credit scores is available free from myFICO.
What makes up a credit score?
If you understand how a credit score is calculated, it's easier to build or repair your credit. There is no standard calculation for credit scores, so the three major credit reporting agencies, Equifax, TransUnion, and Experian may all have differing scores for the same individual. Another reason they provide different scores is that not all creditors report to all three major credit bureaus. While there is no concrete guide to building or repairing credit, the following things typically impact most individual's scores:
- •The number of accounts you have opened
- •Available credit and balances
- •Whether you make payments on time
- •Whether any accounts are past due
Aventus Solution Online Bill Payment
Easily pay your Aventus Solution Debt Service bill online using our secure payment portal.